FAQ: What Does European Health Card Cover?

What does an EHIC card entitle you to?

Using your EHIC or GHIC An EHIC or GHIC covers state healthcare, not private treatment. With an EHIC or GHIC you can get emergency or necessary medical care for the same cost as a resident in the country you ‘re visiting. This means that you can get healthcare at a reduced cost or for free.

What is the benefit of European health insurance card?

This card allows you to, in case of emergency, receive health care abroad – that is, you do not need to return to your country to be treated. With this card, the person is treated on the foreign country as a beneficiary of the social security system of that country.

Does the European Health Card cover dental?

Your EHIC does cover dental care but waiting lists are long. You’ll need to pay a contribution upfront for general medical and dental treatment. You can claim some of this back later. Emergency care is free and prescriptions are low-cost.

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Do I need travel insurance with a European Health Card?

The EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries. Having travel insurance which covers your healthcare needs remains an essential requirement when travelling.

Is it worth getting a EHIC card?

Prepared for going abroad If you’re travelling to one of the EU and EEA countries, an EHIC is invaluable if you need emergency medical treatment.

Do you still need a EHIC card 2020?

As part of the deal announced on 24 December 2020, the UK and the EU agreed that the cards can still be used until their expiry dates. After that, the government will issue a new Global Heath Insurance Card (GHIC) which will replace the EHIC for the majority of UK citizens.

Do European health insurance cards still work?

UK -issued European Health Insurance Cards (EHICs) are still valid and offer the same cover as GHICs in the EU. Once your EHIC has expired, you’ll be able to replace it with a GHIC. You can get a provisional replacement certificate (PRC) if you need treatment abroad and do not have a card.

Do EU citizens get free healthcare?

Guaranteed healthcare across European countries is one of the most important services offered to residents of the area. The Card is completely free and gives access to healthcare in all EEA/ EU countries plus Switzerland and the UK.

How does European health care work?

Healthcare in Europe is provided through a wide range of different systems run at individual national levels. Most European countries have a system of tightly regulated, competing private health insurance companies, with government subsidies available for citizens who cannot afford coverage.

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Does EHIC cover ambulance?

In an emergency, transport by ambulance to a hospital is covered by the European Health Insurance Card ( EHIC ).

Does EHIC cover dental treatment in Germany?

Here’s what you should know about using your EHIC in Germany: Keep your EHIC with you at all times. Make sure your doctor/ dentist is registered with one of the public healthcare systems. Your EHIC does not cover medical services to those travelling to Germany for the purpose of medical treatment.

Does EHIC cover dental treatment in France?

How to use your EHIC when visiting France. If you are visiting France and need medical treatment you will be reimbursed the same amount as a French resident. Healthcare is not free in France, so you will be reimbursed as follows: 70% of doctor or dentist fees as the long as the doctor or dentist is ‘conventionné’.

Is an EHIC card the same as travel insurance?

Despite the name, EHIC is not an insurance policy! EHIC cards enable UK citizens to access free or cost reduced healthcare while travelling in Europe. However, it’s important to remember that the EHIC does not replace travel insurance.

What happens if you dont have an EHIC card?

If you find yourself without your GHIC or EHIC in an emergency, you can get a Provisional Replacement Certificate (PRC) to prove your entitlement. For this, call the NHS Overseas Healthcare Service on 0044 191 218 1999 – see the NHS website for more information. 7

Is it worth renewing my EHIC card?

Until a new initiative is in place, you should check what the agreement is with the country you’re visiting as EHIC may not be valid. Make sure you have travel insurance too (you really should have this anyway). The short answer is yes, you should renew your card.

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