FAQ: What Does Your European Health Card Cover?

What does an EHIC card entitle you to?

Using your EHIC or GHIC An EHIC or GHIC covers state healthcare, not private treatment. With an EHIC or GHIC you can get emergency or necessary medical care for the same cost as a resident in the country you ‘re visiting. This means that you can get healthcare at a reduced cost or for free.

What is the benefit of European health insurance card?

This card allows you to, in case of emergency, receive health care abroad – that is, you do not need to return to your country to be treated. With this card, the person is treated on the foreign country as a beneficiary of the social security system of that country.

Do I need travel insurance with a European Health Card?

The EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries. Having travel insurance which covers your healthcare needs remains an essential requirement when travelling.

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Is the European health insurance card free?

An EHIC or GHIC is free of charge. Your card will normally arrive within 10 days. If you’re applying from Northern Ireland, from Spring 2021 you’ll have the choice of a standard GHIC with a union flag or one with a plain background.

Is it worth getting a EHIC card?

If you’re travelling to one of the EU and EEA countries, an EHIC is invaluable if you need emergency medical treatment.

Do you still need a EHIC card 2020?

As part of the deal announced on 24 December 2020, the UK and the EU agreed that the cards can still be used until their expiry dates. After that, the government will issue a new Global Heath Insurance Card (GHIC) which will replace the EHIC for the majority of UK citizens.

Which countries are covered by EHIC card?

The European Health Insurance Card ( EHIC ) is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 28 EU countries, Iceland, Liechtenstein, Norway and Switzerland, under the same conditions and at the same cost (free in some countries ) as people

What happens if you dont have an EHIC card?

If you find yourself without your GHIC or EHIC in an emergency, you can get a Provisional Replacement Certificate (PRC) to prove your entitlement. For this, call the NHS Overseas Healthcare Service on 0044 191 218 1999 – see the NHS website for more information. 7

How does European health care work?

Healthcare in Europe is provided through a wide range of different systems run at individual national levels. Most European countries have a system of tightly regulated, competing private health insurance companies, with government subsidies available for citizens who cannot afford coverage.

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Is an EHIC card the same as travel insurance?

Despite the name, EHIC is not an insurance policy! EHIC cards enable UK citizens to access free or cost reduced healthcare while travelling in Europe. However, it’s important to remember that the EHIC does not replace travel insurance.

Is it worth renewing my EHIC card?

Until a new initiative is in place, you should check what the agreement is with the country you’re visiting as EHIC may not be valid. Make sure you have travel insurance too (you really should have this anyway). The short answer is yes, you should renew your card.

Do EU citizens get free healthcare in UK?

You need to be ‘ordinarily resident’ in the UK to get free NHS healthcare. If you’re visiting the UK from an EU country you can use a European Health Insurance Card (EHIC) issued in that country. Your EHIC will cover the costs of treatment if you get ill on the visit.

What do I do if my European health insurance card has expired?

If you have a UK European Health Insurance Card ( EHIC ) it will be valid until the expiry date on the card. Once it expires, you’ll need to apply for a GHIC to replace it. GHIC and EHIC do not replace travel insurance.

Who is eligible for European health insurance card?

Who can benefit from the card? To be eligible for a card, you must be insured by or covered by a state social security system in any Member State of the European Union, Iceland, Liechtenstein, Norway or Switzerland. Each separate member of a family travelling should have their own card.

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How do I renew my EHIC card from Spain?

Once you´re in the system as pensioner living in Spain, there´s no more need to fill out any forms, you can renew by calling 0044 1912181999. (+44) 191 279 0575 or email [email protected] You have to give the number of your card which begins with UK & then the number, confirm date of birth, & address.

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