Question: What Does My European Health Card Cover?

What does an EHIC card entitle you to?

Using your EHIC or GHIC An EHIC or GHIC covers state healthcare, not private treatment. With an EHIC or GHIC you can get emergency or necessary medical care for the same cost as a resident in the country you ‘re visiting. This means that you can get healthcare at a reduced cost or for free.

What is the benefit of European health insurance card?

This card allows you to, in case of emergency, receive health care abroad – that is, you do not need to return to your country to be treated. With this card, the person is treated on the foreign country as a beneficiary of the social security system of that country.

Do I need travel insurance with a European Health Card?

The EHIC gives you the right to access emergency state-provided healthcare during a temporary stay in those countries. Having travel insurance which covers your healthcare needs remains an essential requirement when travelling.

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Does European health insurance card cover dental treatment?

You’ll be charged small fees for all medical and dental treatment, although ambulances are free. There is a single prescription charge that covers all items on the prescription. Emergency hospital treatment and doctors’ appointments are free if they’re through public health service providers.

Is it worth getting a EHIC card?

If you’re travelling to one of the EU and EEA countries, an EHIC is invaluable if you need emergency medical treatment.

Does the EHIC card still work?

UK -issued European Health Insurance Cards (EHICs) are still valid and offer the same cover as GHICs in the EU. Once your EHIC has expired, you’ll be able to replace it with a GHIC. You can get a provisional replacement certificate (PRC) if you need treatment abroad and do not have a card.

What happens if you dont have an EHIC card?

If you find yourself without your GHIC or EHIC in an emergency, you can get a Provisional Replacement Certificate (PRC) to prove your entitlement. For this, call the NHS Overseas Healthcare Service on 0044 191 218 1999 – see the NHS website for more information. 7

Do EU citizens get free healthcare?

Guaranteed healthcare across European countries is one of the most important services offered to residents of the area. The Card is completely free and gives access to healthcare in all EEA/ EU countries plus Switzerland and the UK.

How much does Ehic cost?

Both the Ehic and Ghic are free and should be applied for using the NHS website. There’s no need to pay for an Ehic or Ghic, so avoid unofficial websites that ask for payment. Applicants must be 16 or over and will need to create an account using the form.

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Is an EHIC card the same as travel insurance?

Despite the name, EHIC is not an insurance policy! EHIC cards enable UK citizens to access free or cost reduced healthcare while travelling in Europe. However, it’s important to remember that the EHIC does not replace travel insurance.

Is it worth renewing my EHIC card?

Until a new initiative is in place, you should check what the agreement is with the country you’re visiting as EHIC may not be valid. Make sure you have travel insurance too (you really should have this anyway). The short answer is yes, you should renew your card.

Can I still renew my EHIC card?

If you have a UK European Health Insurance Card ( EHIC ) it will be valid until the expiry date on the card. Once it expires, you’ll need to apply for a GHIC to replace it. GHIC and EHIC do not replace travel insurance.

Do you have to pay for hospital treatment in France?

State healthcare in France is not free. Healthcare costs are covered by both the state and through patient contributions. These are known as co- payments. You may have to pay upfront for some treatments.

What does EHIC cover in Germany?

Your EHIC entitles you to the same medical services as the citizens enrolled in public healthcare in Germany. However, when you visit a doctor or a dentist in Germany, you should initially make sure they are registered in the public healthcare system.

What is the cost of health insurance in Spain?

Private health insurance in Spain usually costs between €50-200 a month, depending on the coverage plan. Some of the largest private health insurance companies in Spain include: Allianz Care.

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